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Unless a post is clearly marked "Sponsored", however, products mentioned in editorial articles and reviews are based on the author's subjective assessment of their value to readers, not compensation.

Because of this, a no fee prepaid credit card is about as close to a bank account as you can get, without getting a bank account.

Bounce too many checks, and you’ll find yourself in the Chexsystems, which many banks use to evaluate potential new banking customers.

For others it’s simply a distrust of the banking system or frustration with limited hours or the hoops one has to jump through to get service.

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t is estimated that about 40 million Americans do not have a bank account. For many, they are unable to qualify for a bank account because of past bounced checks.

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Second, there is simply the question of inconvenience.