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Because of this, a no fee prepaid credit card is about as close to a bank account as you can get, without getting a bank account.
Bounce too many checks, and you’ll find yourself in the Chexsystems, which many banks use to evaluate potential new banking customers.
For others it’s simply a distrust of the banking system or frustration with limited hours or the hoops one has to jump through to get service.
That said, our standard is that we will never accept advertising from a product which we wouldn't use ourselves.
t is estimated that about 40 million Americans do not have a bank account. For many, they are unable to qualify for a bank account because of past bounced checks.
Second, there is simply the question of inconvenience.