Free no payment sex cams
This seems almost too obvious to mention, but I am amazed time and again seeing users just jump on the first sexchat site they happened to come by or following some flashing banner that they saw on some dodgy XXX tube.
Now sure, being an idiot is not against the law, but for fuck's sake: If you choose a site you've never even heard about and then give it your CC details, don't come crying that you got hoaxed.
If you buy big amounts of credits once every month or more, than you have a better control over your expenses than you do if you purchase worth of credit every time you feel like chatting.
You don't know who they are or what their motives are and no matter how quickly they take their panties off, they have no business knowing your personal details, your address or your cc number. Men have brains and penises but only enough power to work one at a time.
But please, I beg ya, try and keep your privacy in mind and don't hand out your personal info to a perfect stranger, even if she is nude and gorgeous.
Note that reliable sex cam sites will not mention their actual name on the billing form, which is important because some men have angry, vengeful wives and girlfriends that from some reason fail to see that a live sex cams chat is not the same as cheating.
Some general info line stating that you've paid such and such for computer services is a lot less problematic.
Keep in mind that in some cases specific payment options will only be made available to users from specific regions.