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This is where things, however can get a bit tricky.
Typically financial institutions will have credit card offers that are geared towards students or first time credit users.
Secured/Guaranteed Credit Cards Although at this time, Secured cards are unavailable in this part of the world, there are cards that are similar to the secured card. Both of these cards offer an easier approval rate, which typically does not require a credit check.
These cards however do require proof of sufficient property equity and assets or in the case of the secured cards, a deposit that is equal to the sum of money you are ‘borrowing’ or higher.
For example, low interest credit cards and low annual fees cards.
Prepaid credit cards can also be an alternative for individuals with poor credit, as they do not require credit checks and typically only have lower balances.
This is also typically not enough of a financial foundation to apply for other types of cards.